Howard Recertifies Status in Federal Flood Program

Howard County recently recertified its class six status in the annual Community Rating System (CRS) with the National Flood Insurance Program (NFIP).

Status within the CRS allows residents of that community to take advantage of discounted rates for flood insurance. Currently, because of the class six rating, Howard County residents are eligible for a 20 percent discount on premiums if they reside within a Special Flood Hazard Area (SFHA), and 10 percent if they do not. The county achieved recertification because of many projects they have developed including open space preservation, high regulatory standards for construction, flood plain management, outreach efforts, and more.

From the press release:

“Flood insurance is a critical safeguard that allows our residents to recover and rebuild in the tragic event that flooding occurs. This recertification helps us maintain a Class 6 rating so our residents can benefit from flood insurance rate reductions,” said Howard County Executive Calvin Ball. “At the County level, we continue to do everything possible to keep our communities safe and ensure insurance rates are affordable for all our residents.”

View the full list of certified local jurisdictions in Maryland.

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