The Local Government Insurance Trust (LGIT) recently held a meeting of state league pools in the Fourth Judicial Circuit to discuss claims trends and practices. The meeting, which took place in Annapolis, included representatives from Maryland, Virgina, North Carolina, and South Carolina pools. Topics discussed at the meeting included:
- New Issues Related to Police Officer Secondary Employment
- Issues & Departmental Policies Related to the Use of Tasers
- Claims Issues Related to Water Rights
- Strategic Considerations in Defending a Bad Faith Claim
- Public vs. Private Speech.
LGIT Executive Director Tim Ailsworth stated:
What we’ve found is that our claims problems aren’t unique. What is unique, and what is valuable to the larger group, are the strategies we use to mitigate and manage claims once they occur. A meeting among peers within a common judicial circuit allows for a small enough group to have meaningful dialogue on how to best approach claims with which we’re all wrestling.
LGIT is a non-profit association authorized by state law, wholly-owned and managed by its local government members. The Trust’s main purpose is to provide joint self-insurance programs or “pools” for towns, cities and counties in the State of Maryland. The concept is simple: rather than paying premiums to buy insurance from an insurance company, local governments contribute those premiums into a jointly-owned fund. The money in that fund is used to pay for the members’ claims, losses, and expenses.