Baltimore City is introducing a new option for homeowners with past-due property taxes, allowing eligible residents to enroll in monthly payment plans rather than facing an all-or-nothing deadline.

The program, now open for enrollment through May 12, offers a structured path for residents to catch up on delinquent taxes and avoid tax sale.

From the press release:

“Overdue property tax bills should never be the reason that any Baltimorean – especially a legacy resident – loses their home,” said Mayor Brandon M. Scott. “Before now, residents didn’t have a realistic way to catch up on these bills and stay in their homes. This program changes that. I encourage every eligible residential property owner to enroll in a plan by May 12.”

Historically, Baltimore homeowners with overdue property taxes were required to pay their full balance by a set deadline or risk tax sale, leaving limited options for those unable to pay in full.

The new Residential Property Tax Payment Plan Program formalizes a more structured approach, allowing participants to:

• enroll online
• make monthly payments based on their financial situation
• begin with a low initial payment
• address past-due balances from prior tax years

Participants who remain in good standing under the plan are protected from the 2026 tax sale. While some jurisdictions may offer limited or case-by-case payment arrangements, programs like Baltimore’s provide a more accessible and standardized option for homeowners to address delinquent taxes.

Balancing Collections and Stability

For jurisdictions, managing delinquent property taxes often involves balancing revenue collection with broader housing and community stability goals. Payment plans like Baltimore’s offer one approach to that balance, providing a pathway for residents to stay in their homes while still working toward resolving outstanding tax obligations. The program builds on the City’s use of similar payment plan technology for water bills, expanding that model to property taxes.